Affordable living is within reach! Discover the
12 of the most affordable places to live in the US in 2025
and start your journey to homeownership today.
According to Bankrate's 2024 Home Affordability Survey, 78% of U.S. adults still consider owning a home a crucial part of the American dream. With living costs on the rise, this dream can feel daunting for many families, young professionals, and remote workers. Fortunately, cities across the U.S. provide a high quality of life at lower prices, featuring affordable housing, amenities, and friendly locals.
MakeMyMove
shares insights by analyzing average home prices, rental rates, and local testimonials, allowing potential homebuyers to make informed decisions. Here are
12 of the most affordable places to live in the U.S. in 2025
.
### 1. Augusta, Georgia
Why it's great
In comparison to other major cities in Georgia,
Augusta
stands out with its remarkably low cost of living, especially in housing. This historic city, the second oldest in Georgia, is rich in heritage. Explore stunning historic districts adorned with antebellum architecture that narrates tales from the past.
Median home price
$209,900
Average rent
$1,380/month
Don't miss
Known as the "Home of the Masters," Augusta features world-class golf courses, including the iconic
Augusta National Golf Club
. The scenic Riverwalk along the Savannah River invites residents for recreational activities and relaxation.
### 2. Clinton, Mississippi
Why it's great
Clinton
boasts one of the lowest crime rates in Mississippi, providing a safe environment for families. The town is home to renowned public schools, consistently ranking among the best in the state.
Median home price
$317,000
Average rent
$1,660/month
Don't miss
The area hosts cultural events, with
Mississippi College
, a private liberal arts university at its heart, offering a rich array of educational opportunities and community engagement. Stroll through the historic downtown area with its charming brick streets and local shops.
### 3. Des Moines, Iowa
Why it's great
Des Moines
frequently ranks high in affordability, featuring housing costs markedly lower than the national average. The city presents a diverse housing stock, from historic homes to modern apartments, creating a welcoming atmosphere.
Median home price
$249,900
Average rent
$1,250/month
Don't miss
Enjoy the artistic touch at the
Pappajohn Sculpture Park
, visit the
Des Moines Art Center
, and unwind at the
Greater Des Moines Botanical Garden
.
### 4. Fort Wayne, Indiana
Why it's great
With housing, groceries, utilities, and healthcare all below the national average,
Fort Wayne
is a fantastic option for affordable living. The revitalized downtown area is bustling with new restaurants, breweries, and entertainment venues.
Median home price
$259,900
Average rent
$1,200/month
Don't miss
The city's extensive park system, including
Franke Park
and the scenic
Rivergreenway
, offers endless outdoor opportunities for hiking, biking, and enjoying nature. Don’t forget a visit to the
Fort Wayne Children's Zoo
and the
Fort Wayne Museum of Art
.
### 5. Floyd County, Indiana
Why it's great
Just a stone's throw from
Louisville, Kentucky
,
Floyd County
offers a range of housing options from historic homes in New Albany to newer developments in emerging communities, all amid beautiful rolling hills and tranquil surroundings.
Median home price
$279,900
Average rent
$1,050/month
Don't miss
The picturesque
Ohio River
and numerous forests create an idyllic setting for outdoor adventures.
### 6. Green Bay, Wisconsin
Why it's great
Known for its Midwestern charm,
Green Bay
is not only affordable, but it also boasts a lively community spirit. Public and private schools, as well as the
University of Wisconsin-Green Bay
, contribute to the city's commitment to education.
Median home price
$349,900
Average rent
$1,450/month
Don't miss
Home of the legendary
Green Bay Packers
, the city fosters an electric community atmosphere, especially on game days at
Lambeau Field
.
### 7. Hutchinson, Kansas
Why it's great
Hutchinson
offers a welcoming community vibe where neighbors connect. Located just 45 minutes from Wichita, it combines small-town charm with easy access to urban amenities.
Median home price
$262,000
Average rent
$2,100/month
Don't miss
Visit the
Cosmosphere
, an award-winning space museum, or explore the underground
Strataca
salt mine for a unique experience.
### 8. Indianapolis, Indiana
Why it's great
Indianapolis
stands out for its affordable living, especially in terms of housing. The city's well-planned transit system makes navigation easy, appealing to remote workers.
Median home price
$260,000
Average rent
$1,650/month
Don't miss
As a major sports hub housing the
Indianapolis Colts
(NFL) and
Indiana Pacers
(NBA), the city also hosts renowned events like the world-famous
Indy 500
.
### 9. Kalamazoo, Michigan
Why it's great
Smaller doesn't mean lesser!
Kalamazoo
offers many benefits, including the trailblazing
Kalamazoo Promise
program, which provides free college tuition for local public school graduates.
Median home price
$244,950
Average rent
$1,300/month
Don't miss
A craft beer haven,
Kalamazoo
hosts the acclaimed
Bell's Brewery
and has numerous local breweries showcasing regional craft selections.
### 10. Knoxville, Tennessee
Why it's great
Offering a lower cost of living compared to other Southeastern cities,
Knoxville
is filled with youthful energy, thanks to the
University of Tennessee
. The city's affordability is complemented by recreational opportunities.
Median home price
$421,600
Average rent
$2,350/month
Don't miss
Nature lovers will appreciate the proximity to the
Great Smoky Mountains National Park
for countless outdoor activities.
### 11. South Bend, Indiana
Why it's great
Recognized as a
City of Innovation
,
South Bend
promotes entrepreneurship and technology while maintaining a significantly lower cost of living compared to the national average.
Median home price
$180,500
Average rent
$1,190/month
Don't miss
Enjoy the revitalized downtown area, which features shops, dining, and the striking
River Lights
display along the St. Joseph River.
### 12. Texarkana, Arkansas
Why it's great
Situated on the Texas-Arkansas border,
Texarkana
combines small-town charm with big-city amenities, providing residents with a rich cultural experience from both states.
Median home price
$202,500
Average rent
$2,100/month
Don't miss
The
Perot Theatre
hosts a variety of performances while Bringle Lake Park remains a favorite for outdoor enthusiasts seeking fishing and boating opportunities.
Relocating can be a life-changing decision. The
12 of the most affordable places to live in the U.S. in 2025
offer incredible opportunities for homeownership and a better quality of life. Start your journey to finding a new home today!